Everything About Cancer- Critical Illness Insurance in India

Before Talking about critical illness insurance in india, The building blocks of the human body are cells. When the body requires new cells, existing cells grow and divide to produce them. Cells typically pass away when they get too old or damaged. New cells then replace the old ones.

Genetic alterations that disrupt this well-ordered process are the cause of cancer. Uncontrollable cell growth starts to occur. A mass of these cells known as a tumour may develop. A tumour may be benign or malignant. Malignant refers to the ability of a cancerous tumour to develop and metastasize to different body regions. If a tumour is benign, it can enlarge but won’t spread.

Know Everything About Cancer

Some cancers do not produce a tumour. Leukemias, the majority of lymphoma subtypes, and myeloma are some of these.

The circulation or lymphatic system may transport cancer cells to other regions of the body as a malignant tumour spreads. The cancer cells multiply and may transform into new tumours during this phase. Metastasis is the term for this.

The lymph nodes are frequently one of the first locations where a malignancy spreads. Small, bean-shaped organs called lymph nodes aid in the battle against infection. They are grouped together in many areas of the body, including the neck, the groyne, and the underside of the arms.

Cancer may potentially travel to distant areas of the body through the bloodstream. These components could be the brain, liver, lungs, or bones. The malignancy is still given its original location’s name even if it spreads. For instance, if a breast cancer reaches the lungs, it isnamed metastatic breast cancer, it is not called lung cancer.

Types of Cancer

Cancers are categorised either based on the type of fluid or tissue from which they arise or based on where in the body they first manifested themselves. Some cancers are also a mix of different types. Types of cancer are describe below.


This form of cancer develops in epithelial tissue, which lines or covers the surfaces of organs, glands, and other bodily organs. A carcinoma, for instance, can be a cancer of the stomach lining. Numerous carcinomas attack organs or glands that secrete substances, such as milk-producing breasts. 80–90% of all cancer cases are carcinomas.

Types of carcinoma include:

  • Melanoma
  • Basal cell carcinoma
  • Squamous cell skin cancer
  • Merkel cell carcinoma


A malignant tumour known as a sarcoma develops from connective tissues such cartilage, fat, muscle, tendons, and bones. The most prevalent sarcoma, a bone tumour, typically affects young adults. Chondrosarcoma and osteosarcoma are two types of sarcoma.

Types of sarcoma include:

  • Soft tissue sarcoma
  • Osteosarcoma
  • Ewing’s sarcoma
  • Chrondrosarcoma


The term lymphoma indicates a cancer of the brain, breast, or nodes or glands of the lymphatic system, which are responsible for producing white blood cells and cleansing bodily fluids. Hodgkin’s lymphoma and non-lymphoma Hodgkin’s are the two types of lymphomas.

Types of lymphoma include:

  • Hodgkin’s lymphoma
  • Non-Hodgkin’s lymphoma
  • Cutaneous lymphoma


Leukemia, often known as blood cancer, is a bone marrow malignancy that prevents the marrow from creating healthy red, white, and platelet blood cells. To fight infection, white blood cells are necessary. To avoid anaemia, red blood cells are necessary. The presence of platelets helps to prevent easy bleeding and bruising.

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Acute myelogenous leukaemia, chronic myelogenous leukaemia, acute lymphocytic leukaemia, and chronic lymphocytic leukaemia are all types of leukaemia. Myelogenous and lymphocytic are terminology used to describe the sort of cells involved.

Types of leukemia include:

  • Acute lymphocytic leukemia
  • Acute myeloid leukemia
  • Agnogenic myeloid leukemia
  • Chronic lymphocytic leukemia
  • Chronic myeloid leukemia
  • Essential thrombocythemia (ET)
  • Hairy cell leukemia
  • Myelodysplastic syndromes (MDS)


In the bone marrow’s plasma cells, myeloma develops. Sometimes myeloma cells gather in a single bone to create a single tumour known as a plasmacytoma. In other instances, the myeloma cells assemble in numerous bones to generate numerous bone tumours. The term for this is multiple myeloma.

Cancer is a sudden and critical disease. Surviving cancer can be extremely difficult and exhausting. The physical toll it takes on the patient is unbelievable. But treatment for cancer is also extremely expensive. It can easily bankrupt anyone if not backed with the right insurance policy. 

Critical illness insurance is the best way to help through the journey of cancer treatment. An insurance policy for critical illness insurance in india protects the insured from fatal critical illnesses like cancer, heart attacks, renal failure, etc. This critical illness policy offers a lump sum amount of coverage that can pay for expensive medical costs associated with critical illnesses that are covered by the insurance policy.

Health insurance for cancer

It is common knowledge that healthcare expenses have sky rocketed. When it comes to the treatment of major illnesses such as cancer, the expenses can be overwhelming and without a proper health insurance scheme, a person’s savings might as well be exhausted.

That is why, insurance providers craft special policies for cancer treatment like Critical Illness Insurance in India. These policies cover every aspect of cancer treatment including diagnostic tests, hospitalization, cancer treatment, medication, surgery etc. The sum insured is much higher than that of a regular health insurance policy because cancer treatment is expensive. You get the option of lump sum payout which can be utilized for both the treatment puposes as well as t financially back you and your family in the event of loss of income.

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